In addition to being Guy Fawkes Day on Knifecrime Island, today has been dubbed Bank Transfer Day for Americans who are fed up with storing their money in financial institutions that took their bailout money but won't loan it back, forced people from their homes after exploiting them with predatory loans, and tack on fees despite overall poor customer service. Representatives from New York City's four major credit unions will be at the Occupy Wall Street camp in Zuccotti Park until 6 p.m. tonight to help ease customers through the transition.

New York City Financial Network Action Consortium, an organization that facilitates banking within low-income communities is sponsoring today's activities in Zuccotti Park, and explains in a release why they believe credit unions are better suited to serve their customers than larger financial institutions:

Credit unions are not-for-profit financial cooperatives, which means that credit unions exist first and foremost to serve their members, not to maximize profit…a credit union's inherent concern for their members' needs is manifest by lower fees and loan rates, higher yields on deposits…Since their loans stay within the communities they serve, credit unions are also dedicated to the economic development of their communities.

Sounds like socialism! Brooklyn Cooperative, Lower East Side People's, Neighborhood Trust and Union Settlement will all be there today, and are keeping longer hours today for those who want to transfer. All four have 24,000 members and $60 million in assets. After today, they may have more of both.