You know that ATM scam where four friends from NYU were busted for repeatedly claiming their ATM cards were stolen when they were actually taking in $422,000? Well, the Post reports that it went on for so long (between 2003 and 2008) "because bank officials thought it was easier to just pay up, according to one of the investigators who helped break the case." Former NYPD detective Harry Houck Jr. says that he questioned one of the suspects, John Tluczek, who claimed his ATM card was stolen and account looted—Tluczek's excuse: "I was planning to go on vacation, and I had a piece of paper in my car that had all my PINs written down. I just left it in my car." Houck was suspicious and found out that Tluczek wasn't even on vacation! "But Houck said that when he called other banks to ask them about Tluczek, they had also heard of him, but decided to just pay him off rather than fight. The banks paid because Tluczek and his cohorts were taking advantage of a part of federal banking law that allows people to get money back within 10 days if their ATM cards are stolen and used to make withdrawals." Investigators think Tluczek and his cohorts' haul could tally up to $1 million. Image from NY Post