092508chase.jpgAfter years of massive expansion, real estate brokers are bracing themselves for a reversal of bank oversaturation. There are as many retail bank branches in Manhattan as there are Starbucks and Dunkin' Donuts combined. Now Washington Mutual has postponed opening new branches (understandably), and other banks are consolidating their branches. One broker predicts that "we might have empty corners without a lot of takers out there chasing the space." But Mitchell Moss, NYU professor of urban planning, tells the Sun, "You will see a new kind of retail venture taking over the space, but it is difficult to predict what that will be — but it won't be clothing. It will have to be something that addresses a necessity." Gazing into the crystal ball, one can just about see the pawn shop where Chase Bank once pushed out the Second Avenue Deli.