The complete details of the government's bank stress tests will be announced (after the markets close) at 5 p.m., but a lot of the news has already leaked out—and has boosted investors' confidence. For instance, apparently Citigroup will need to raise $5 billion, while Bank of America may need another $34 billion. Wells Fargo reportedly needs $13-15 billion, but American Express, Capital One, Bank of New York Mellon, Goldman Sachs, JPMorgan Chase and MetLife were deemed okay and don't need to raise capital, according to NY Times sources. CNBC explains the tests "put banks through two scenarios: one that reflected expectations about the current recession and another that envisioned a recession deeper than what analysts predict." Treasury Secretary Timothy Geithner said on the Charlie Rose show last night (see video), "It will help lift this fog of uncertainty over the financial system, and I think the results will be, on balance, reassuring."