If Lindsay Lohan doesn't get her big payout from E-Trade—whom she is suing for $100MM after claiming they parodied her partying lifestyle in a commercial—she may be in some big trouble with creditors. According to RadarOnline, the fallen starlet (whose last film went straight to DVD!) has racked up half a million bucks in debt. A source told the site, "One card cut her off last week and it's only a matter of time before all her other credit cards cut her off too." They note that she's only getting paid $5-10K for appearance now (that's less than Snooki!), and that she was also behind on her rent recently. Despite all this, she hasn't seemed to cut back on her spending. Maybe she has a plan?