Gothamist: Et tu, Wash Mu?

dahl

Wed, 23 Nov 2005 14:08:01 -0500

fidelity is the same deal as etrade - reimbursement because they have no atm's (i think the max is $3, but still, pretty good most of the time unless you're in tourist central!)

j

Wed, 23 Nov 2005 09:22:05 -0500

dirtgirl - there's etrade atms at CVS'!! :) i thought that was pretty cool..

dirtgirl

Wed, 23 Nov 2005 06:37:58 -0500

I have my checking account with Etrade and because they don't have ATMs, they reimburse all my fees at other banks. I never even flinch when I see that "will you accept this charge?" warning.

andrew

Tue, 22 Nov 2005 23:24:04 -0500

the real question here is not when it 'became acceptable' to occasionally [gasp!] err in one's grammar, but rather when publically ragging on other people's grammatical mistakes turned into a socially acceptable hobby. [p.s. grammarist - if we're on the topic, where'd you dig up 'accepatable'?] i didn't read that eats, shoots and leaves book so maybe i'm a little behind the times on this one, but making snide comments about other people's writing is really MUCH less endearing than you seem think it is. it's not like garth is getting paid for this, after all.

irina

Tue, 22 Nov 2005 21:34:40 -0500

Nice title. Especially fitting what with the season finale of Rome and all. (Although, he doesn't actually say the line. Weird.) I get why other banks charge you for using their machines. They're greedy bastards. But then, they are banks. But why does my bank charge me, too? I'm sure there's a plausible and over-complicated explanation for this. In fact, it's probably in that thing I signed. But it still sucks. If I take out $60 and the ATM charges me $2 and my bank charge me $1.50. That's more than 5%!

AV

Tue, 22 Nov 2005 21:01:07 -0500

Yes, credit unions are all in cahoots with each other to not charge ATM fees at each otehr's ATMS. I've moved out of the country, and what's great is that, if I withdraw cash 4 times or fewer per month, there's NO FEE, even out of the country. My old bank (Wells Fargo) had upped its foreign-ATM transaction fee to $5! (from $3.)

essther

Tue, 22 Nov 2005 20:09:58 -0500

Garth, Your write. Wee cant awl bee purfict. Butt tri-harder. ;)

aileen

Tue, 22 Nov 2005 19:15:17 -0500

I was a big fan of doing the cashback method at Duane Reade, until the started installing those pesky ATMS and now they won't let you do it anymore.

rad

Tue, 22 Nov 2005 17:23:08 -0500

what about getting cashback on small purchases with a debit card? sure, some places frown upon giving back large sums, but most are good for 50-100. ive gotten $200 from the 14th st food emporium a few times, and cant think of too many ATMs that give you a diet coke or pack of orbit sweetmint gum for their $1.50 "fee."

bp

Tue, 22 Nov 2005 16:35:51 -0500

damn, I need BA to sign a deal with RiteAid to get their ATMs all over the City.

atwood

Tue, 22 Nov 2005 15:19:41 -0500

As stated above, if you're an actor, you can join the actors federal credit union, and use any mcdonalds atm for free. I've been told that AFCU is a great way to bank, since its specially catered to actors and their weird, often-confusing financial situations. I think you just have to be a AEA, SAG, or AFTRA member to join.

Bill Gates

Tue, 22 Nov 2005 15:14:46 -0500

Duane Reade was good only for glacially slow service and a guaranteed flight of stairs between the entrance and the prescription counter (you know, more convenience for the elderly). Chase ATMs give them a reason to exist.

WaMu Customer

Tue, 22 Nov 2005 15:00:04 -0500

Thank goodness. There were always long lines at WaMu ATMS in the East Village and on Broadway and the machines would often run out of money by Sunday morning. Also, WaMu customers never received any reciprocity from either our bank (in the form of reimbursed ATM fees or at least no charge for a set number of transactions) or from other banks. I'm glad to know that at long last, I don't have to plan on taking cash out before drunken revelers drain all the money from my bank's ATM on the weekend or face the punitive charges at the local deli and from my bank.

girlacross

Tue, 22 Nov 2005 14:51:53 -0500

HSBC also has free banking . . . or at least they did because they started charging me. I guess there must have been a lot of uproar because they stopped charging me for using non-HSBC banks.

miss

Tue, 22 Nov 2005 14:49:45 -0500

thanks to my parents, i belong to thier company's Credit Union in CA.. no atm's over here but McDonald's is FREE for me... McDonald's ATMs are "Actor's Federal Credit Union" machines....it seems credit unions are in cahoots together to not charge each other ATM fees?

chaseist

Tue, 22 Nov 2005 14:15:33 -0500

switch to chase..they are on almost every corner and now at all the duane reades, so almost every half block!!...free checking with direct deposit..thats not asking too much :) and now they have some cool "blink" stuff going on...ads all over, damn you consumer advertisers

Homer J

Tue, 22 Nov 2005 14:07:05 -0500

Not to be the party-pooper, but exactly why should a bank offer free ATMs? It costs money to run the machines, and they need to be serviced. They servce as a convenience for customers, and banks with a large ATM footprint (BoA) can use them to attract customers. If you are not giving anything to a bank - i.e. an account - why should you expect them to give anything to you.

high

Tue, 22 Nov 2005 14:05:55 -0500

"those times you need $400 and aren't near the bank to which you belong" like when, before a drug deal?

marcus

Tue, 22 Nov 2005 14:03:41 -0500

Not only are the ATMs at Duane Reed only $.99-- but there is no stupid $100/$200 withdrawal limit. Good for those times you need $400 and aren't near the bank to which you belong.

Matt

Tue, 22 Nov 2005 14:02:54 -0500

I'm surprised that more stores don't offer free ATMs. How much do you think an ATM rental company makes per ATM per month? I have no idea, but if I were a company looking to drive a lot of foot traffic, I'd consider paying for a free ATM. Of course, it would only be really effective for a grocery store, bodega, newsstand, etc.

claire

Tue, 22 Nov 2005 13:35:04 -0500

random fact regarding the UN credit union: they're somehow linked to the 99 cent ATMs in McDonalds.... the UN folks get their cash for free there. bizarre.

N

Tue, 22 Nov 2005 13:32:38 -0500

the citibank atm's inside the citicorp building on greenwich st in tribeca are free. 4 of em. just fyi.

eatsdirt

Tue, 22 Nov 2005 13:26:28 -0500

Regarding the Commerce suggstion, they will only reimburse your fees if you maintain a $2,000 minimum in your checking account. I'm a Commerce member and let's just say I never get reimbursed.

Tubby

Tue, 22 Nov 2005 13:24:35 -0500

Switch the commerce bank - they'll reimburse all your ATM fees!

garth

Tue, 22 Nov 2005 13:23:25 -0500

essther, grammarist: sorry about my terrible proofreading skills. we can't all be perfect. anywho, fixed now.

annabean

Tue, 22 Nov 2005 13:20:32 -0500

there is a free ATM courtesy in WFC if you're ever downtown. though going on a friday afternoon is fruitless bcs it's always out of cash after pay day.

scoboco

Tue, 22 Nov 2005 13:17:32 -0500

the atm in the duane reade on broadway and 103rd is only 99¢.. maybe they all are? worst fine i ever saw was the atm in the angelika... either $2.75 or maybe even $3.75! damn you greedy crappy-theater owners!!

tien

Tue, 22 Nov 2005 13:15:25 -0500

usually credit unions are free. if you can get into the UN, there used to be one there.

MT

Tue, 22 Nov 2005 13:12:17 -0500

Just join Chase. That way you can use all the Duane Reade ATMs for free. You'll never be far from one.

essther

Tue, 22 Nov 2005 13:04:42 -0500

The Chase ATMs that they just put in all of the Duane Reades are 99cents. Sweet!

Grammarist

Tue, 22 Nov 2005 13:04:27 -0500

"Taxi's"? Can someone please explain how the insertion of an apostrophe to denote plurals became accepatable? Thank's

essther

Tue, 22 Nov 2005 13:04:21 -0500

The Chase ATMs that they just put in all of the Duane Reades are 99cents. Sweet!

Shanon

Tue, 22 Nov 2005 13:04:14 -0500

I suggest switching to Chase because those suckers are everywhere, even in Queens.

Essther

Tue, 22 Nov 2005 13:02:45 -0500

taxis = 'more than one taxi' wheras taxi's = 'my taxi possesses a medallion' sigh

Scott

Tue, 22 Nov 2005 12:59:56 -0500

I like the idea of a list of free ATMs. What we need is a google maps mash-up on this!